Followers

Friday, 28 July 2017

End of Month Financial Review

Good morning everyone :)  Well, what a mixed bag of weather we have been having;  sun, wind, torrential rain, more sun, more rain..... It's been decidedly chillier than of late and today has dawned overcast.  Luckily I have nothing more planned than washing ironing and cleaning.  Oh joy! (insert a wry smile emoji) but first a review of my personal finances....



I think I have said before that my state pension goes straight into the joint account to help pay the household bills and my personal spending comes from a small works pension which goes into a separate account so that I know exactly what I can spend.  It's just £87 per month and has to cover fuel for my car (insurance, road fund licence, MOT etc are included in the household budget) birthday gifts for the family, as well as all personal spending such as crafting stuff and any treats like books, magazines etc.  I generally supplement this income with eBay sales, if I can find anything to flog that is. This month I have sold a couple of things but I have had several birthdays, anniversaries etc and it's my lovely grandson's 10th birthday tomorrow so money is going in his card too.  I have decided to give up buying the GC birthday gifts from now on as they prefer to choose their own.  I must confess it's much easier and less a waste of money than buying a toy which is never played with.

This has left me with £54.04 in my account to last until the end of August :/ I still need to buy petrol but will eke out the drop left in the tank for a few days yet. September will bring another round of birthdays and, of course, Christmas planning will begin (sorry to those of you who can't think of the dreaded C word yet!)  I plan to list a bit more stuff on eBay as I really do need to do a bit more decluttering.  Don't you feel much better after a good sort out?

Anyway, must crack on.  A big welcome to my new follower, Sally I think it is, it's lovely to 'see' you.

Take care all x

6 comments:

  1. Hi Angie, I am sure you will manage you are very organised, I am always decluttering, it's so easy to let stuff build up.x

    ReplyDelete
    Replies
    1. Yes, Marlene, it's amazing where the stuff comes from! I intend to be ruthless :)xx

      Delete
  2. I love living clutter free, which has stopped me purchasing loads of new stuff. We give money for birthdays.

    ReplyDelete
    Replies
    1. It's so much easier on the eye to be clutter free, Marlene, and less dusting too :) Last year it was suggested I buy GS some trainers with wheels incorporated in the heels. They cost £35 and he wore them just 2 or 3 times. A total waste of money. I decided then that it would be money in future as he's much more careful when he has to open his own wallet!...lol...:) x

      Delete
  3. We have given adults money for birthdays for some years now and I think I am going to start that with the grandchildren and our niece. They all have more toys than they will ever play with anyway-x-

    ReplyDelete
    Replies
    1. At 10 and almost 13 years old the GC seem to prefer cash now so it would be silly of me to buy stuff they haven't chosen, I think. You have the right idea Sheila x

      Delete